Celebrate the Festive Season with Fonepay Credit Card Cashback Rewards 🎄✨

This festive season just got a whole lot more rewarding. 

To make your Christmas and English New Year shopping even better, Fonepay is launching the Fonepay Credit Card, Merchant Specific Cashback Campaign, bringing exciting cashback offers across popular dining, grocery, lifestyle, and electronics outlets. 

Whether you’re enjoying a meal with friends, stocking up on groceries, or upgrading your gadgets, paying with your Fonepay Credit Card can now get you instant savings. 

What’s the offer? 

Pay using your Fonepay Credit Card (Virtual Credit Card) at selected merchants and enjoy: 

• 50% cashback 
• Up to NPR 500 per merchant 
• Cashback available at each participating merchant 

There’s no complicated process, no lucky draw, and no waiting to see if you’ve won. If you pay using your Fonepay Credit Card at a participating outlet, you get the cashback. 

Who Can Participate? 

The campaign is open to Fonepay Credit Card users from the following partner banks and Financial Institutions: 

• Citizens Bank International 
• Kumari Bank 
• Siddhartha Bank 
• Laxmi Sunrise Bank 
• Everest Bank 
• Garima Bikas Bank 
• Shine Resunga Development Bank 
• Mahalaxmi Bikas Bank 
• Manjushree Finance 

If you hold a Fonepay Credit Card from any of these banks, you’re good to go.

How to Get the Cashback 

Getting the cashback is simple: 

1. Visit any participating merchant outlets 
2. Scan the Fonepay QR 
3. Pay using your Fonepay Credit Card 
4. Enjoy 50% cashback (up to NPR 500) 

You can repeat this at multiple participating merchants and earn cashback at each outlet, subject to the per-merchant limit. 

Participating Merchants 

The campaign is valid at selected merchants, including:

1. Foodmandu
2. BigMart
3. Trisara Baking Factory
4. Alice Restaurant
5. Sanchyan Ramen (Durbarmarg & Thamel)
6. Chiyawala
7. Mantra Thakali Restaurant (Jhamsikhel)
8. Ultima Lifestyle
9. Metro Mart
10. El Dorado Avenue
11. KFC
12. Caffeophilia Cafe
13. Kafemandu
14. Achaar Ghar (Lalitpur & Kathmandu) 
15. Saskar Fine Dine And Events Pvt. Ltd.
16. Barfi
17. Kanchi Thakali
18. Zestora
19. Kimchi The Restaurant (Pimbahal)
20. Pizzahood (Restaurant only, No Cafe)
21. Cafe Cheeno
22. Tip Top
23. Embassy Restaurant and Bar
24. CG Digital
25. Khajurico Mart
26. Pizza Circle
27. Lunar Coffee
28. Pranish Store (Jawalakhel)
29. Jigree Sekuwa (Thamel) 
30. Valley Xpress
31. Workshop Eatery Restaurant
32. Jimbu Thakali Bhansaghar & Restaurant 
33. Fire and Ice Pvt. Ltd.
34. Current Point
35. Baskin-Robbins
36. Sitaz Mart
37. Mero Kirana

More merchants may be added during the campaign period, so keep an eye on Fonepay’s official channels for updates. 

Campaign Duration 

The campaign is valid till the 24th of January, 2026, giving you plenty of time to enjoy festive shopping with rewarding cashback. 

Why Use Fonepay Credit Card? 

With the Fonepay Credit Card, you get: 

• Fast and secure QR payments 
• Easy tracking through your banking app 
• Festive offers that reward everyday spending 

This campaign is designed to make your regular spending more rewarding, without changing how you already pay. 

Terms and Conditions 

• The Fonepay Credit Card - Merchant Specific Cashback Campaign is open only to individuals residing in Nepal who are 18 years or above. 
• The campaign is applicable only to customers of the following Fonepay Credit Card partner banks: 
  1. Citizens Bank International 
  2. Kumari Bank 
  3. Siddhartha Bank 
  4. Laxmi Sunrise Bank 
  5. Everest Bank 
  6. Garima Bikas Bank 
  7. Shine Resunga Development Bank 
  8. Mahalaxmi Bikas Bank 
  9. Manjushree Finance 
• To be eligible for the cashback, users must make a payment using their Fonepay Credit Card (Virtual Credit Card) by scanning the Fonepay QR at the participating merchant outlets. 
• The offer is valid only on the approved list of participating merchants under this campaign. 
• The campaign offers 50% cashback, up to NPR 500 per merchant. Customers may avail cashback at each participating merchant, subject to this limit. 
• Cashback will be credited as per the standard cashback settlement timeline followed by Fonepay and the respective member banks and financial institutions. 
• The campaign is valid until the 24th of January 2026, unless revised or concluded earlier by Fonepay. 
• Additional merchants may be added during the campaign period. 
• There is no winner selection. Eligible users will receive cashback automatically upon successful qualifying transactions. 
• Transactions that are cancelled, reversed, refunded, failed, or disputed will not be eligible for cashback. 
• Cashback once credited cannot be transferred, exchanged, or converted into cash. 
• Fonepay reserves the right to withdraw, amend, suspend, extend, or modify the campaign or these Terms & Conditions at any time. 
• Fonepay’s decision regarding cashback eligibility shall be final and binding. 
• By participating, users consent to Fonepay using their information for campaign administration and cashback processing. 
• These Terms & Conditions shall be governed by the laws of Nepal. 
• For support, contact 01-5970044, toll-free: 1660-01-34244, or email [email protected].