Fonepay Credit Card Logo

Nepal's own credit card — convenient, virtual and instant.

Receive your Fonepay credit card in seconds through your Mobile Banking app.

Why Fonepay Credit Card?

Instant Access

Instant Access

Get your Fonepay credit card in seconds, directly from your mobile banking app.

Scan & Pay

Scan & Pay

Scan and pay at over 14 million+ Fonepay merchants with ease.

Spend Smart

Spend Smart

Track your spending and budget in real-time within the app.

Interest-Free for 45 Days

Interest-Free for 45 Days

Enjoy up to 45 days of credit without interest—flexible and stress-free.

Flexible Payments

Flexible Payments

Pay in full or choose the minimum—your card, your terms.

Frequently Asked Questions

What is a Virtual Credit Card?

How can I apply for a Fonepay Virtual Credit Card?

What are the benefits of a Fonepay Virtual Credit Card? 

Who is an Issuer Bank?