Cashback On with OnCard: Get 30% Cashback and Enjoy Zero Fees
Fonepay, in collaboration with Laxmi Sunrise Bank, has launched "Cashback On with OnCard," a special campaign designed to help you save more on your everyday spending while enjoying the benefits of Nepal's digital-first credit card experience.
From June 19, 2026, to July 19, 2026, customers using the Laxmi Sunrise Fonepay Credit Card (OnCard) can enjoy 30% instant cashback up to NPR 1,000 at participating merchants.
And that's not all.
Limited-Time OnCard Fee Waiver
During the campaign period, customers can also enjoy:
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Zero Joining Fee
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Zero Annual Fee (First Year)
Making it easier than ever to start your OnCard journey.
What's the Offer?
Use your OnCard to make payments at participating merchants and receive the following:
30% Instant Cashback
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Cashback up to NPR 1,000 per customer (Both New and Existing Users)
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Instant cashback upon successful eligible transactions
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Valid from June 19, 2026, to July 19, 2026
How It Works
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Activate your OnCard.
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Pay using your OnCard at participating merchants.
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Receive 30% cashback instantly on eligible purchases.
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Continue earning cashback on future transactions until you reach the maximum cashback limit of NPR 1,000.
Participating Merchants
| S.N | Merchant Name | Province | Location |
| 1 | KINMEL DEPARTMENTAL STORE | PROVINCE 1 | BIRTAMOD |
| 2 | SITAZ MART | PROVINCE 1 | DHARAN |
| 3 | GURUNG BBQ HOT CHICKEN | PROVINCE 1 | DHARAN, GANESH CHOWK |
| 4 | KANCHANJUNGA LOUNGE AND BAR PRIVATE LIMITED | PROVINCE 1 | BIRENDRA CHOWK, ITAHARI |
| 5 | M.H LOUNGE AND BAR | PROVINCE 1 | EVEREST LINE, DHARAN |
| 6 | SINGHASAN RESTRO PVT. LTD. | PROVINCE 1 | AIRPORT ROAD, BIRATNAGAR |
| 7 | FLAVOUR FUSION RESTAURANT AND BAR | PROVINCE 1 | BIRATNAGAR |
| 8 | TRISHNA THE CRAVING TALES | PROVINCE 1 | AIRPORT ROAD, BIRATNAGAR |
| 9 | VINTAGE LOUNGE AND BAR SUNSARI PVT. LTD. | PROVINCE 1 | DHARAN |
| 10 | PANCHAYAT RESTRO | PROVINCE 2 | JANAKPUR |
| 11 | PURANO JUNCTION CAFE | PROVINCE 2 | JANAKPUR |
| 12 | DALAN | PROVINCE 2 | JANAKPUR |
| 13 | ORCHID CAFE | PROVINCE 2 | LAHAN |
| 14 | DEVYANI INTERNATIONAL (KFC) | PROVINCE 3 | ALL OVER NEPAL |
| 15 | FOODMANDU | PROVINCE 3 | TANGAL, KATHMANDU |
| 16 | ARICA HOSPITALITY PVT. LTD. (DHUKU FUTSAL HUB PVT LTD) | PROVINCE 3 | KAMLADI, KATHMANDU |
| 17 | VALLEY EXPRESS | PROVINCE 3 | BALAJU, KATHMANDU |
| 18 | DRISHYA LOUNGE PRIVATE LTD. | PROVINCE 3 | OLD BANESHWOR, KATHMANDU |
| 19 | CHIYALAYA | PROVINCE 3 | KAMANE, HETAUDA |
| 20 | DHANYENTARI RESTAURANT AND BAR | PROVINCE 3 | HANDIGAON, KATHMANDU |
| 21 | PANCHAYAT | PROVINCE 3 | NARAYANGHAT |
| 22 | PIZZA CIRCLE | PROVINCE 3 | PULCHOWK, LALITPUR |
| 23 | TRISARA RESTAURANT AND BAR PVT. LTD. | PROVINCE 3 | DURBARMARG AND LAZIMPAT |
| 24 | TITOS PUB PVT LTD | PROVINCE 3 | THAMEL, KATHMANDU |
| 25 | ZIRO KILOMETER | PROVINCE 3 | HETAUDA |
| 26 | DRISHYA RESTAURANT PVT LTD | PROVINCE 3 | MANGALBAZAR, LALITPUR |
| 27 | SHERPA PUB AND SPORTS BAR | PROVINCE 3 | THAMEL, KATHMANDU |
| 28 | LATAULL PARADISE RESORT | PROVINCE 3 | SAURAHA, CHITWAN |
| 29 | SINGWAY B.B.Q AND GRILL | PROVINCE 3 | AANANDAMAYA MARG, KATHMANDU |
| 30 | DA KINGS LOUNGE AND PUB | PROVINCE 3 | DURBARMARG, KATHMANDU |
| 31 | CAFE DE CONTAINER | PROVINCE 3 | HETAUDA |
| 32 | RISING TIDE VENTURE (CHIYA MAUSAM) | PROVINCE 4 | HETAUDA CHITWAN |
| 33 | BUSY BEE | PROVINCE 4 | LAKESIDE, POKHARA |
| 34 | SOUL ORIGIN CAFE PVT. LTD | PROVINCE 4 | LAKESIDE, POKHARA |
| 35 | DADDY'S KITCHEN PVT. LTD | PROVINCE 4 | LAKESIDE, POKHARA |
| 36 | REDBRICK AND GRILL | PROVINCE 4 | LAKESIDE, POKHARA |
| 37 | ROLLING STONE BAR | PROVINCE 4 | LAKESIDE, POKHARA |
| 38 | HOTEL LANDMARK | PROVINCE 4 | LAKESIDE, POKHARA |
| 39 | TIGER FOREST HOTEL PVT LTD | PROVINCE 5 | KOTIHAWA, TILOTTAMA |
| 40 | EK SURUP | PROVINCE 5 | MANIGRAM, TILOTTAMA |
| 41 | DREAM INTERNATIONAL HOTEL PVT LTD | PROVINCE 5 | KALIKAPATH, BUTWAL |
| 42 | EXECUTIVE LOUNGE PRIVATE LIMITED | PROVINCE 5 | SITA RICEMILL, SHANKARNAGAR |
| 43 | GORETO FAMILY RESTRO AND MUSIC BAR | PROVINCE 6 | GODAMLINE, BIRENDRANAGAR |
| 44 | SHODASHI BIM HOTEL AND HOSPITALITY PVT LTD (SAUNRAI RESTAURANT AND BAR) |
PROVINCE 7 | DHANGADI |
| 45 | SAINO RESTAURANT (NATURA RESORT) | PROVINCE 7 | DHANGADI |
| 46 | HUNGRY CAFE | PROVINCE 7 | DHANGADI |
Customers can avail the cashback offer at the following participating merchants:
The merchant list will be updated based on participating outlets.
Important Notes
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The maximum cashback a customer can earn during the campaign period is NPR 1,000.
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Cashback will be credited instantly after each successful eligible transaction.
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Once a customer reaches the NPR 1,000 cashback cap, no additional cashback will be provided during the campaign period.
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If the cashback earned from a transaction is less than NPR 1,000, the remaining balance can be earned through future eligible transactions at any participating merchant until the maximum limit is reached.
