Cashback On with OnCard: Get 30% Cashback and Enjoy Zero Fees - Banner Image

Cashback On with OnCard: Get 30% Cashback and Enjoy Zero Fees

Fonepay, in collaboration with Laxmi Sunrise Bank, has launched "Cashback On with OnCard," a special campaign designed to help you save more on your everyday spending while enjoying the benefits of Nepal's digital-first credit card experience.

From June 19, 2026, to July 19, 2026, customers using the Laxmi Sunrise Fonepay Credit Card (OnCard) can enjoy 30% instant cashback up to NPR 1,000 at participating merchants. 

And that's not all. 

Limited-Time OnCard Fee Waiver 

During the campaign period, customers can also enjoy: 

  • Zero Joining Fee 

  • Zero Annual Fee (First Year) 

Making it easier than ever to start your OnCard journey. 

What's the Offer? 

Use your OnCard to make payments at participating merchants and receive the following: 

30% Instant Cashback 

  • Cashback up to NPR 1,000 per customer (Both New and Existing Users) 

  • Instant cashback upon successful eligible transactions 

  • Valid from June 19, 2026, to July 19, 2026 

How It Works 

  1. Activate your OnCard. 

  1. Pay using your OnCard at participating merchants. 

  1. Receive 30% cashback instantly on eligible purchases. 

  1. Continue earning cashback on future transactions until you reach the maximum cashback limit of NPR 1,000. 

Participating Merchants

S.N  Merchant Name  Province  Location 
1 KINMEL DEPARTMENTAL STORE PROVINCE 1 BIRTAMOD
2 SITAZ MART PROVINCE 1 DHARAN
3 KANCHANJUNGA LOUNGE AND BAR PRIVATE LIMITED  PROVINCE 1  BIRENDRA CHOWK, ITAHARI 
4 M.H LOUNGE AND BAR  PROVINCE 1  EVEREST LINE, DHARAN 
5 SINGHASAN RESTRO PVT. LTD.  PROVINCE 1  AIRPORT ROAD, BIRATNAGAR 
6 FLAVOUR FUSION RESTAURANT AND BAR  PROVINCE 1  BIRATNAGAR 
7 TRISHNA THE CRAVING TALES  PROVINCE 1  AIRPORT ROAD, BIRATNAGAR 
8 VINTAGE LOUNGE AND BAR SUNSARI PVT. LTD.  PROVINCE 1  DHARAN 
9 PANCHAYAT RESTRO PROVINCE 2 JANAKPUR
10 PURANO JUNCTION CAFE PROVINCE 2 JANAKPUR
11 DALAN PROVINCE 2 JANAKPUR
12 DEVYANI INTERNATIONAL (KFC) PROVINCE 3 ALL OVER NEPAL
13 FOODMANDU  PROVINCE 3 TANGAL, KATHMANDU
14 ARICA HOSPITALITY PVT. LTD. (DHUKU FUTSAL HUB PVT LTD) PROVINCE 3 KAMLADI, KATHMANDU
15 VALLEY EXPRESS PROVINCE 3 BALAJU, KATHMANDU
16 DRISHYA LOUNGE PRIVATE LTD. PROVINCE 3 OLD BANESHWOR, KATHMANDU
17 CHIYALAYA PROVINCE 3 KAMANE, HETAUDA
18 DHANYENTARI RESTAURANT AND BAR PROVINCE 3 HANDIGAON, KATHMANDU
19 PANCHAYAT PROVINCE 3 NARAYANGHAT
20 PIZZA CIRCLE PROVINCE 3 PULCHOWK, LALITPUR
21 TRISARA RESTAURANT AND BAR PVT. LTD. PROVINCE 3 DURBARMARG AND LAZIMPAT
22 DRISHYA RESTAURANT PVT LTD  PROVINCE 3  MANGALBAZAR, LALITPUR 
23 SHERPA PUB AND SPORTS BAR  PROVINCE 3  THAMEL, KATHMANDU 
24 LATAULL PARADISE RESORT  PROVINCE 3  SAURAHA, CHITWAN 
25 SINGWAY B.B.Q AND GRILL   PROVINCE 3  AANANDAMAYA MARG, KATHMANDU 
26 DA KINGS LOUNGE AND PUB  PROVINCE 3  DURBARMARG, KATHMANDU 
27 CAFE DE CONTAINER  PROVINCE 3  HETAUDA 
28 RISING TIDE VENTURE (CHIYA MAUSAM) PROVINCE 4 HETAUDA CHITWAN
29 BUSY BEE  PROVINCE 4  LAKESIDE, POKHARA 
30 SOUL ORIGIN CAFE PVT. LTD  PROVINCE 4  LAKESIDE, POKHARA 
31 DADDY'S KITCHEN PVT. LTD  PROVINCE 4  LAKESIDE, POKHARA 
32 REDBRICK AND GRILL  PROVINCE 4  LAKESIDE, POKHARA 
33 ROLLING STONE BAR  PROVINCE 4  LAKESIDE, POKHARA 
34 HOTEL LANDMARK  PROVINCE 4  LAKESIDE, POKHARA 
35 TIGER FOREST HOTEL PVT LTD PROVINCE 5 KOTIHAWA, TILOTTAMA
36 EK SURUP PROVINCE 5 MANIGRAM, TILOTTAMA
37 DREAM INTERNATIONAL HOTEL PVT LTD PROVINCE 5 KALIKAPATH, BUTWAL
38 EXECUTIVE LOUNGE PRIVATE LIMITED PROVINCE 5 SITA RICEMILL, SHANKARNAGAR
39 GORETO FAMILY RESTRO AND MUSIC BAR  PROVINCE 6  GODAMLINE, BIRENDRANAGAR 
40 SHODASHI BIM HOTEL AND HOSPITALITY PVT LTD
(SAUNRAI RESTAURANT AND BAR) 
PROVINCE 7  DHANGADI 
41 SAINO RESTAURANT (NATURA RESORT)  PROVINCE 7  DHANGADI 
42 HUNGRY CAFE  PROVINCE 7  DHANGADI 

Customers can avail the cashback offer at the following participating merchants: 

The merchant list will be updated based on participating outlets. 

Important Notes 

  • The maximum cashback a customer can earn during the campaign period is NPR 1,000. 

  • Cashback will be credited instantly after each successful eligible transaction. 

  • Once a customer reaches the NPR 1,000 cashback cap, no additional cashback will be provided during the campaign period. 

  • If the cashback earned from a transaction is less than NPR 1,000, the remaining balance can be earned through future eligible transactions at any participating merchant until the maximum limit is reached.