सपनामा सम्झौता नगर्ने नारीका लागि — Fonepay Credit Card
In Nepal, more women today have access to financial tools than ever before. Yet access alone does not create empowerment. Confidence does. At Fonepay, we have learned that the real gap is not in accessibility— it is in belief, understanding, and usage.
Through Fonepay’s annual flagship initiative “Sakshyam Naari”, we are addressing this gap head-on.
Sakshyam Nari is a transformative initiative planned to empower Nepalese women through digital financial inclusion, enabling them to build confidence and independence in managing their finances.
This March, we are challenging the idea of “Credit is something to Fear”.
We are repositioning Credit Card as a tool to grow, invest, and make this as a daily Lifestyle enabler.
This initiative is about helping women:
- Use credit responsibly
- Make informed financial decisions
- Invest in skills, businesses, and ambitions
- Build long-term independence
True financial inclusion is not about giving people access to products. It is about giving them the confidence to use those products to change their lives. Through Sakshyam Naari, we are helping women move from hesistation to ownership - from fear to financial freedom.
Chief Executive Officer, Fonepay
Campaign Bank Partners
How to Participate?
Eligible female customers of partner banks can join by following procedure.
Activation
Activating their Fonepay Credit Card.
Transaction
Completing a minimum of 3 transactions during the campaign period.
Exciting Rewards
Unlock exclusive prizes with your Fonepay Credit Card — from dazzling diamond jewelry sets to premium Sazuna Jewellers discount vouchers.
Exclusive Diamond Jewelry Set
6 Lucky Winners from each partner bank will receive Exclusive Diamond Jewelry Set from Sazuna Jewellers.
Only new Fonepay Credit Card users (users who activate their card for the first time during the Campaign period) shall be eligible for this reward.
Discount Vouchers
50 Lucky Lucky Winners from each partner bank will receive Discount Vouchers worth Rs 5000 from Sazuna Jewellers.
Both new and existing Fonepay Credit Card users who meet the Campaign participation criteria shall be eligible for this reward.
Joining Fee Waive Off
Females who activate their card during the campaign period i.e March 31, 2026 will also get the benefit of Joining fee waiver of that respective bank.
Participation Terms & Conditions
The Sakshyam Naari Campaign (“Campaign”) is organized by Fonepay Payment Service Limited (“Fonepay”) in collaboration with selected Partner Banks and Jewelry giveaway partners.
Frequently Asked Questions
Explore our comprehensive FAQs to enhance your Fonepay experience and ensure smooth, secure transactions at your fingertips.
What is a Fonepay Credit Card?
How can I apply for a Fonepay Credit Card?
Who is eligible for a Fonepay Credit Card?
Do I need to visit the bank to get this card?
How can I apply if Fonepay Credit Card banner is not visible in my Mobile Banking App?
Past Campaign Highlights
12 lakh+ women engaged through the initiative #1000+ women directly trained via workshops & financial literacy programs
Application Interest Form
Thank you for your interest in Fonepay Credit Card! Please fill in the details below so we can reach out to you with the next steps.