Introducing
Citizens Fonepay Credit Card

Experience the power of a fully virtual card empowering you to Scan & Pay anywhere and settle at ease

Get it Instantly

Get your new Citizens Fonepay Credit Card within seconds from your Citizens Smart Mobile Banking App.

Scan & Pay

With your new Citizens Fonepay Credit Card, you can easily Scan & Pay at over 1.4 Million+ Fonepay Merchants.

Keep Track of Your Spendings

Stick to your monthly budget and track your spendings in real time with transaction statements.

45-Day Interest Free Credit

Experience the advantage of upto 45-day interest-free credit period and take your financial flexibility to the new level.

Flexible Repayment Options

You have the freedom to decide whether to pay in full or make the minimum payment. The choice is yours.

Terms and Conditions

To ensure you make the most of your new Citizens Fonepay Credit Card, please review the following terms and conditions.

  • Eligibility: The cashback offer is available to Citizens Fonepay Credit Card users only.
  • Offer Period: The 50% instant cashback offer is effective from September 12, 2024, and will remain valid for a limited duration or until the designated budget is fully utilized, whichever occurs first.
  • Cashback Limit: The maximum cashback amount is Rs. 1,000 per user.
  • Cashback Balance: Users can utilize the cashback on a balance basis. For example, if you use the card to pay Rs. 1,000 and receive a 50% instant cashback (i.e., Rs. 500), you will still have Rs. 500 remaining in your cashback balance. This remaining balance can be used to receive cashback on future transactions until the total cashback limit of Rs. 1,000 is reached.
  • Transaction Types: Cashback is applicable on all transactions made using the Citizens Fonepay Credit Card for QR payments.
  • Get Your Card: To obtain the card, users need to contact Citizens Bank International.

We are excited to bring you this innovative solution that enhances your financial flexibility and control. Experience the future of payments with the Citizens Fonepay Credit Card today!